EST. 2012 CODEGO GROUP LTD · MALTA CRYPTO OFFRAMP USDC → BANK 13 CURRENCIES FROM 1% + 3 USD SEPA · SWIFT · PIX · SPEI · UAEFTS INSTANT TO SAME-DAY API FIRST · WEBHOOKS PCI DSS CERTIFIED 2025 EST. 2012 CODEGO GROUP LTD · MALTA CRYPTO OFFRAMP USDC → BANK 13 CURRENCIES FROM 1% + 3 USD SEPA · SWIFT · PIX · SPEI · UAEFTS INSTANT TO SAME-DAY API FIRST · WEBHOOKS PCI DSS CERTIFIED 2025
Codego · Crypto Offramp · est. 2012 Vol. XII · Product brief / Offramp ● Live · 13 currencies · API first
01

Crypto offramp.
Turn USDC into a bank payout
in 13 currencies, via API.

Let your users cash out crypto to a bank account — a EUR payout in Europe, GBP in the UK, USD in the States, AED in the Gulf, and more, 13 currencies in total. Codego's licensed infrastructure converts USDC and settles to the beneficiary's bank over local rails (SEPA, Faster Payments, UAEFTS, PIX, SPEI, IMPS and SWIFT). One REST API, transparent pricing, instant to same-day settlement — fully white-label under your brand.

Open programme See currencies
(A) Payout currencies
13bank corridors
(B) Settlement
Instantto same-day
(C) Pricing
1%+$3from, per payout
(D) API surface
REST+ webhooks
02
How the crypto offramp works
From USDC to a settled bank payout — six steps, one API
6 steps

Crypto in,
bank payout out.

Codego crypto offramp is the bridge from stablecoins to the banking system. Your platform holds USDC; your user asks to withdraw to their bank; Codego quotes the exact amount, converts and settles over the local payment rail. Every step is an API call, with webhooks for real-time status — so you can embed crypto-to-bank cash-out inside your own product without building banking rails yourself.

A · Currencies

Pick a corridor

Read the supported currencies and local rails — EUR, GBP, USD, AED and more — with live indicative pricing per corridor.

B · Quote

Exact-amount quote

Request a quote for the amount the beneficiary should receive. Codego sizes the USDC to the cent so the recipient gets the full amount.

C · Beneficiary

Add bank details

IBAN or local account details plus beneficiary name and address. KYC/AML and sanctions screening run under the licensed framework.

D · Send

Confirm the payout

Confirm and Codego converts the USDC and pushes the funds to the destination bank over the local rail. Fee is charged on top in USDC.

E · Settlement

Instant to same-day

Most corridors settle instantly or the same day. SEPA Instant, Faster Payments, UAEFTS, PIX and SPEI arrive in seconds to minutes.

F · Webhooks

Real-time status

Processing, settled, refunded — every state change is pushed to your webhook with a reference you can show the end user.

03
Crypto-to-bank currency coverage · 13 corridors
Local bank payouts across Europe, the UK, North America, the Gulf, Latin America and Asia
13 currencies

Offramp USDC into
13 local currencies.

Pay the beneficiary in their own currency, over the rail their bank expects. Codego crypto offramp converts USDC and delivers a local payout — the recipient receives the full amount, and the transparent fee is charged on top. Below: every live crypto-to-bank corridor with its local rail.

Eurozone
EU flagEUR · SEPA
United Kingdom
GB flagGBP · Faster Payments
United States
US flagUSD · ACH / wire
United Arab Emirates
AE flagAED · UAEFTS
Australia
AU flagAUD · BECS
Brazil
BR flagBRL · PIX
Canada
CA flagCAD · Interac
Switzerland
CH flagCHF · SIC
Egypt
EG flagEGP · RTGS / IPN
India
IN flagINR · IMPS
Mexico
MX flagMXN · SPEI
Poland
PL flagPLN · local
Türkiye
TR flagTRY · local

Source asset: USDC. Destination rails: SEPA & SEPA Instant, UK Faster Payments, US ACH & wire, UAEFTS, Australian BECS, Brazilian PIX, Canadian Interac, Swiss SIC, Egyptian RTGS/IPN, Indian IMPS, Mexican SPEI and local Polish and Turkish rails. More corridors are added as coverage expands.

04
Transparent offramp pricing
One fee, shown up front — the beneficiary receives the full amount
From 1% + $3

Simple pricing,
no hidden FX.

Crypto offramp pricing is from 1% + 3 USD per payout, charged on top in USDC. The recipient always receives the exact amount requested — there is no spread buried in the exchange rate. Your platform sees the fee before confirming each payout, and can pass it on or absorb it. Wholesale rates and revenue share are available to partners under a programme agreement.

A · Fee on top

Beneficiary gets the full amount

Enter the amount to deliver; the fee is added on top in USDC. No surprises for the recipient.

B · Up front

Cost shown before you send

Each quote returns the exact USDC total and the fee, so there is never a hidden FX margin.

C · Partner economics

Wholesale & revenue share

Programme partners receive wholesale pricing and can set their own end-customer fee and margin.

05
Who uses a crypto offramp
Embed crypto-to-bank cash-out in any product that holds stablecoins
4 verticals

Built for platforms
that hold crypto.

A · Exchanges

Crypto exchanges

Give traders a one-tap withdrawal from USDC to their bank account in their local currency, worldwide.

B · Wallets

Wallets & cards

Add a "cash out to bank" button to a self-custody or custodial wallet, settling to EUR, GBP, AED and more.

C · Neobanks

Neobanks & fintechs

Offer stablecoin balances that convert to a bank payout, bridging crypto and the local banking system.

D · Payroll

Payroll & payouts

Pay contractors, creators and suppliers from USDC straight to their bank in the currency they need.

06
Crypto offramp · FAQ
Crypto to bank, currencies, settlement and pricing
6 questions

Questions about
crypto-to-bank.

Q1

What is a crypto offramp?

A crypto offramp converts crypto into traditional money settled to a bank account. Codego crypto offramp takes USDC and pays the beneficiary in EUR, GBP, USD, AED or another supported currency over local bank rails.

Q2

How does crypto-to-bank settlement work?

Your platform requests a quote, adds the beneficiary bank details and confirms. Codego converts the USDC and settles over the local rail (SEPA, Faster Payments, UAEFTS, PIX, SPEI and more). Most corridors settle instantly or the same day.

Q3

Which currencies can I offramp crypto to?

Thirteen: EUR, GBP, USD, AED, AUD, BRL, CAD, CHF, EGP, INR, MXN, PLN and TRY — across Europe, the UK, North America, the Gulf, Latin America and Asia.

Q4

What does a crypto offramp cost?

From 1% + 3 USD per payout, shown up front. The fee is charged on top in USDC, so the beneficiary always receives the full requested amount.

Q5

Can I offer crypto to bank under my own brand?

Yes. The offramp is white-label and API-first. Exchanges, wallets, neobanks and platforms let their users cash out USDC to a bank account inside their own product.

Q6

Is it available via API?

Yes — currencies, quote, beneficiary, payout and status are all exposed via REST with webhooks. Documentation at developers.codegotech.com.

07
Get started
Response within 24 hours · banking@codegotech.com
Form · 7 steps

Add crypto-to-bank
to your product.

Launch a branded crypto offramp with USDC-to-bank payouts in 13 currencies, transparent pricing, KYC/AML and webhooks — on Codego's licensed, PCI‑DSS certified infrastructure.

Codego Group LTD · Malta · Est. 2012
EUIPO 018922174 · PCI DSS by Adsigo, 2025

Start your programme

Get started today

Fill out the seven-step form and our team will respond within twenty-four hours with a tailored proposal.

Open programme
Direct contact

banking@codegotech.com

For enterprise inquiries, offramp partnerships and technical integration.

API docs
RL
Related at Codego
Other parts of the Codego banking-infrastructure stack
5 pages

Continue
exploring.

A · Crypto cards

Crypto cards

White-label Visa cards backed by USDC collateral. Spend crypto anywhere Visa is accepted.

B · Banking rails

Banking as a Service

Local IBAN in 15 countries, SEPA/SWIFT in 21 currencies, cards and KYC via one API.

C · Banking ledger

Core banking

Real-time multi-currency ledger with KYC, AML, treasury and audit beneath every programme.

D · Issuing API

Card issuing

Programmatic Visa and Mastercard issuing — virtual cards in seconds, physical in days.

E · Developers

API documentation

REST reference, authentication, webhooks and sandbox for the full Codego platform.