Fintechs built
on Codego.

A regulated crypto exchange wanted to give users a branded debit card and a local IBAN to hold and spend their converted crypto balance — without building card-issuing and banking infrastructure themselves or securing a separate EMI licence.

Deployed Codego's white-label crypto card issuing stack: branded Visa card programme, local IBAN account per user (multi-currency), KYC/AML flow and a single REST API integration. Crypto-to-fiat settlement handled by Codego's core banking rails.

Full card programme live and accepting real cardholders. Users can spend crypto balances anywhere Visa is accepted. Compliance and card operations managed by Codego — the exchange team focuses on its core product.

A growing gaming and esports platform needed a way to disburse tournament winnings, creator fees and partner payouts at scale — ideally on a branded card that reinforced the platform's identity. Bank transfers were slow, expensive and required recipients to share sensitive account details.

Integrated Codego's white-label prepaid card programme: branded physical and virtual cards issued directly to winners and creators via API. Platform wallet credits convert to spendable card balance in real time. Full Visa acceptance worldwide.

Payout friction eliminated. Winners receive branded cards and spend winnings immediately. The card programme became a retention and brand-engagement tool, not just a financial utility. No legacy bank integration required.

A neobank targeting European SMEs needed to offer each business customer a local IBAN in their own market — not a single-country passported account — along with multi-currency wallets and SEPA Instant outbound transfers. Standing up correspondent relationships in 6+ countries independently would have taken years.

Built on Codego's BaaS layer: local IBANs in 15 countries issued via a single API call, SEPA and SEPA Instant outbound in real time, multi-currency wallets (EUR, GBP, USD, CHF and more), and Codego's KYC/AML engine for business onboarding.

Multi-market IBAN coverage achieved without country-by-country correspondent negotiations. SME customers onboard once and receive local IBANs across all target markets. A single Codego integration replaced what would have been 4–8 vendor relationships.

A payment service provider was reconciling inbound client funds manually across multiple collection accounts — matching remittances to the right merchant was error-prone at scale, particularly for multi-currency flows and clients operating in several countries simultaneously.

Deployed Codego's virtual IBAN API to issue a unique dedicated IBAN per merchant client. Each inbound payment arrives on the merchant's own IBAN — reconciliation becomes deterministic and automatic. Multi-currency support in 21 currencies, SEPA and SWIFT inbound covered.

Manual reconciliation overhead eliminated. Each merchant's funds arrive pre-attributed. IBAN issuance now scales with merchant onboarding — no manual account opening process. Codego webhooks deliver real-time credit notifications directly into the PSP's core system.