EST. 2012 CODEGO GROUP LTD · MALTA EXPENSE CARDS VISA · MASTERCARD VIRTUAL · PHYSICAL REAL-TIME EXPENSE TRACKING CASHBACK PROGRAMMES MCC · GEO · TIME RULES CSV · PDF · ERP EXPORTS AUTOMATED POLICY ENFORCEMENT EST. 2012 CODEGO GROUP LTD · MALTA EXPENSE CARDS VISA · MASTERCARD VIRTUAL · PHYSICAL REAL-TIME EXPENSE TRACKING CASHBACK PROGRAMMES MCC · GEO · TIME RULES CSV · PDF · ERP EXPORTS AUTOMATED POLICY ENFORCEMENT
Codego · Expense cards · est. 2012 Vol. XII · Product brief / Expense ● Real-time control · automated
01

Experience hassle-free
business expenses
with our cards.

The Codego company card for fast-growing businesses. Instantly provision cards, manage company expenses in real time, and earn extra cashback. Granular spend controls, automatic policy enforcement, real-time dashboards.

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(A) Card issuance
secondsvirtual
(B) Spend controls
MCC+ geo + time
(C) Reporting
real-timeCSV/PDF/API
(D) Currencies
multiauthorisation
02
Platform capabilities
Control every expense, in real time — six modules
6 modules

Control every expense,
in real time.

Codego corporate expense card platform gives finance teams real-time visibility and control over company spending without manual approval workflows. Administrators configure spend policies, category restrictions and per-cardholder limits through the admin console or API; transactions are monitored instantly with full reporting export to accounting and ERP systems.

A · Limits

Customizable spending limits

Set daily, weekly or monthly spending limits per employee or team. Adjust in real time directly from the admin dashboard.

B · Tracking

Real-time expense tracking

Every transaction appears in your dashboard the moment it happens. Full transaction details, merchant info and category tagging.

C · Categories

Customizable spending categories

Restrict cards to specific merchant categories. Prevent misuse and ensure policy compliance automatically.

D · Rewards

Rewards and cashback

Earn cashback on business purchases. Configure rewards programs per card tier or spend category.

E · Reports

Employee spending reports

Automated spending reports per employee, team and project. Export to CSV or integrate with your accounting software via API.

F · Tools

Expense management tools

Receipt capture, receipt matching, approval workflows and policy enforcement — all in one platform for finance teams.

03
Frequently asked
6 questions
6 Q&A

Expense cards FAQ.

Q1.How do expense cards reduce finance team workload?
Expense cards eliminate manual expense reporting by attaching transaction data, merchant information and receipts directly to each card payment. Finance teams access real-time spend dashboards instead of processing paper receipts or spreadsheet submissions. Month-end close becomes a reconciliation review, not data collection.
Q2.Can spending policies be enforced automatically?
Yes. Codego expense card platform allows administrators to set spend limits per cardholder or team, restrict merchant categories, apply geographic controls, and configure time-of-day authorization rules. Policy enforcement is automatic — no manual approval required for within-policy transactions.
Q3.How are employee cards issued?
Virtual expense cards are issued in seconds via the admin console or API. Physical cards follow manufacturing and delivery timelines. Each card is linked to the employee profile with individual limits and category rules. Cards can be issued as single-use, recurring or subscription-linked.
Q4.What reporting and analytics are available?
Real-time spend dashboards show transactions by employee, team, merchant category and time period. Codego platform generates exportable CSV and PDF reports compatible with major accounting and ERP systems. Custom webhooks deliver transaction data to your financial stack in real time.
Q5.Can the expense card platform handle multi-currency spend?
Yes. Codego expense card infrastructure supports multi-currency authorization and settlement. Cardholders can spend in any currency; transaction reporting shows the original amount, exchange rate and settled amount in your base currency.
Q6.What is the difference between a prepaid expense card and a debit expense card?
A prepaid expense card requires pre-loading funds before use — the balance is separate from any bank account and limits liability exposure. A debit expense card draws directly from a linked account balance. Codego supports both models and can configure per-cardholder or per-team preferences within a single program.
II
Plate II · Brands in production
Live consumer & B2B products on Codego infrastructure
6 brands · live

Brands running today
on Codego rails.

A selection of consumer banking apps, KYC services, white-label platforms and group properties currently in production on Codego infrastructure.

B.01 Codegopay codegopay.com

Business banking application — multi-currency IBAN, prepaid & debit cards, transfers and card controls under Codegopay brand.

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B.02 CoxiWallet coxiwallet.com

Hybrid crypto and fiat wallet — IBAN account, prepaid card, on-chain settlement and conversion in a single mobile app.

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B.03 Banqa banqa.io

Neobanking platform delivering branded multi-currency accounts, card programmes and SEPA / SWIFT rails for end-users and merchants.

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B.04 CodegoLab codegolab.com

Cloud hosting and infrastructure platform for fintechs — virtual servers, web spaces, USDC topup and full deploy stack on demand.

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B.05 CodegoKYC codegokyc.com

KYC / AML / liveness verification as a service — face biometrics, document OCR, PEP & sanctions screening via API.

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B.06 WhiteLabelCard whitelabelcard.com

Self-service white-label card issuing portal — launch a branded prepaid or debit card programme online in days, no integration required.

Visit site
04
Get started
Response within 24 hours · banking@codegotech.com
Form · 7 steps

Become a fintech now,
on our technology.

One partner. All in one. Launch your branded banking platform with EU IBAN, prepaid and debit card programmes, Apple Pay and Google Pay — on Codego's licensed, PCI‑DSS certified infrastructure.

Codego Group LTD · Malta · Est. 2012
EUIPO 018922174 · PCI DSS by Adsigo, 2025

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Fill out the seven-step form and our team will respond within twenty-four hours with a tailored proposal.

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Direct contact

banking@codegotech.com

For enterprise inquiries, BaaS partnerships and technical integration.

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B · Issuing API

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