We provide bank as a services worldwide with European virtual local IBAN. Access to issue IBAN via API is easy and fast — Codego's licensed core-banking platform exposes accounts, IBAN, SEPA/SWIFT rails, KYC and card issuing as composable building blocks. From integration to live product in weeks, not years.
Codego BaaS platform gives businesses and developers direct access to licensed financial infrastructure through a clean REST API. From EU IBAN issuance and SEPA payment rails to card issuing and KYC/AML workflows, every capability is available as a composable building block. Partners go from integration to live product in weeks, not years.
Issue local EU IBANs in 6 European countries. Unique IBANs per customer issued in seconds via a single API call.
Send and receive SEPA, SEPA Instant and SWIFT transfers. Full inbound and outbound payment processing included.
Monetise every IBAN with transaction fees, FX margins and subscription revenues. Transparent revenue share model.
Each user can hold multiple IBANs in different currencies. Full multi-currency wallet support across EUR, GBP, USD and more.
Accept deposits from over 79 countries. Local deposit methods, voucher codes and card top-ups supported everywhere.
Every function exposed via REST API with webhooks for real-time events. Full API documentation available at apidoc.codegotech.com.
A selection of consumer banking apps, KYC services, white-label platforms and group properties currently in production on Codego infrastructure.
Business banking application — multi-currency IBAN, prepaid & debit cards, transfers and card controls under Codegopay brand.
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Hybrid crypto and fiat wallet — IBAN account, prepaid card, on-chain settlement and conversion in a single mobile app.
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Neobanking platform delivering branded multi-currency accounts, card programmes and SEPA / SWIFT rails for end-users and merchants.
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Cloud hosting and infrastructure platform for fintechs — virtual servers, web spaces, USDC topup and full deploy stack on demand.
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KYC / AML / liveness verification as a service — face biometrics, document OCR, PEP & sanctions screening via API.
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Self-service white-label card issuing portal — launch a branded prepaid or debit card programme online in days, no integration required.
Visit siteOne partner. All in one. Launch your branded BaaS programme with EU IBAN, SEPA & SWIFT rails, KYC/AML and card issuing — on Codego's licensed, PCI‑DSS certified infrastructure.
Codego Group LTD · Malta · Est. 2012
EUIPO 018922174 · PCI DSS by Adsigo, 2025
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Open programmeBranded prepaid, debit and virtual cards on Visa and Mastercard. Apple Pay & Google Pay in 24h.
Programmatic Visa and Mastercard issuing — virtual cards in seconds, physical in days.
Real-time multi-currency ledger with KYC, AML, treasury and audit beneath every BaaS programme.
Banking-as-a-Service end-to-end: definition, architecture, regulation, market sizing.
Pan-European BaaS versus Berlin BaFin model. Time-to-launch, licence depth, programme fit.