EST. 2012 CODEGO GROUP LTD · MALTA POS TERMINALS EMV CERTIFIED 180 CURRENCIES CHIP · CONTACTLESS · QR APPLE PAY · GOOGLE PAY DCC ENABLED WIFI · ETHERNET · 4G T+1 SETTLEMENT EST. 2012 CODEGO GROUP LTD · MALTA POS TERMINALS EMV CERTIFIED 180 CURRENCIES CHIP · CONTACTLESS · QR APPLE PAY · GOOGLE PAY DCC ENABLED WIFI · ETHERNET · 4G T+1 SETTLEMENT
Codego · POS terminals · est. 2012 Vol. XII · Product brief / POS ● EMV certified · 180 currencies
01

Never so easy to
receive payments.

White label POS terminal solution for businesses accepting card payments. EMV-certified card readers with Apple Pay, Google Pay and contactless support — pre-certified for your brand on Codego processing rails.

Get started Read more
(A) Currencies
180supported
(B) Settlement
T+1standard
(C) Connectivity
WiFi/ Ethernet / 4G
(D) Standards
EMV+ Apple/Google Pay
02
Platform capabilities
POS for the real world — six modules
6 modules

POS for the real world.

A · FX

POS in 180 multi-currency

Accept payments in over 180 currencies. Dynamic currency conversion at point of sale with real-time FX rates.

B · Settlement

Settlement instantly

Same-day settlement for all card transactions. Funds directly to your account. Full reconciliation dashboard included.

C · Cards

Card issuing management

Issue and manage branded cards for your merchants. Full card lifecycle management from the admin portal.

D · SWIFT

SWIFT payments onboard

SWIFT payments integrated directly. International settlements to 79+ countries without additional banking relationships.

E · SEPA

Instant SEPA transfer

SEPA Instant credit transfers processed in under 10 seconds, 24/7. No manual intervention required.

F · KYB

KYB/AML liveness tool

Merchant onboarding with integrated KYB and AML screening. Automated compliance pipeline for fast merchant activation.

03
Hardware
Pre-certified card readers · white-label
EMV · contactless · QR

Pre-certified
card readers.

Codego white-label POS terminal solution provides EMV-certified card readers pre-configured for your brand, connected directly to Codego payment processing infrastructure. Merchants accept chip, contactless, Apple Pay and Google Pay across 180 currencies with T+1 settlement, no per-terminal certification requirements, and a cloud-managed processing stack that requires no on-premise infrastructure.

Save months of developer and certification time with our EMV-certified card readers. They provide end-to-end encryption, natively support chip cards and contactless payments — including Apple Pay and Google Pay — and help protect you against liability for counterfeit fraud.

Certification
EMV · liability shift covered
Acceptance
Chip · Contactless · Magstripe · QR
Wallets
Apple Pay · Google Pay
Currencies
180 with DCC
Connectivity
WiFi · Ethernet · 4G
Encryption
End-to-end · TLS to Codego gateway
04
Frequently asked
6 questions
6 Q&A

POS terminal FAQ.

Q1.What is a white-label POS terminal solution?
A white-label POS terminal solution provides branded point-of-sale hardware and software that merchants use to accept card payments. Codego supplies pre-certified card readers with your branding, connected to its payment processing infrastructure — no separate acquiring setup required.
Q2.What certifications do Codego POS terminals carry?
Codego card readers are EMV-certified and support chip, contactless, Apple Pay and Google Pay. The certification covers liability shift for counterfeit fraud and eliminates the need for individual merchant certification for standard transaction types.
Q3.How many currencies does the POS system support?
Codego POS solution supports 180 currencies for multi-currency card acceptance. Dynamic Currency Conversion (DCC) is available for international cardholder transactions at point of sale.
Q4.Can I offer branded POS terminals to my merchant customers?
Yes. Codego white-label POS program allows you to deploy terminals under your brand. Hardware customization is available for larger deployments. Software customization is available via the admin API.
Q5.What is the settlement timeline for POS transactions?
Standard POS transaction settlement follows T+1 for most card networks. Real-time authorization status is available via webhook; settlement reports are generated daily and accessible via the processing dashboard.
Q6.How does a POS terminal connect to Codego infrastructure?
Codego POS terminals connect via standard IP networking (WiFi, Ethernet or 4G). The device communicates with Codego payment gateway using TLS-encrypted connections. No on-premise server is required — the full processing stack is cloud-hosted and managed by Codego.
II
Plate II · Brands in production
Live consumer & B2B products on Codego infrastructure
6 brands · live

Brands running today
on Codego rails.

A selection of consumer banking apps, KYC services, white-label platforms and group properties currently in production on Codego infrastructure.

B.01 Codegopay codegopay.com

Business banking application — multi-currency IBAN, prepaid & debit cards, transfers and card controls under Codegopay brand.

Visit site
B.02 CoxiWallet coxiwallet.com

Hybrid crypto and fiat wallet — IBAN account, prepaid card, on-chain settlement and conversion in a single mobile app.

Visit site
B.03 Banqa banqa.io

Neobanking platform delivering branded multi-currency accounts, card programmes and SEPA / SWIFT rails for end-users and merchants.

Visit site
B.04 CodegoLab codegolab.com

Cloud hosting and infrastructure platform for fintechs — virtual servers, web spaces, USDC topup and full deploy stack on demand.

Visit site
B.05 CodegoKYC codegokyc.com

KYC / AML / liveness verification as a service — face biometrics, document OCR, PEP & sanctions screening via API.

Visit site
B.06 WhiteLabelCard whitelabelcard.com

Self-service white-label card issuing portal — launch a branded prepaid or debit card programme online in days, no integration required.

Visit site
05
Get started
Response within 24 hours · banking@codegotech.com
Form · 7 steps

Become a fintech now,
on our technology.

One partner. All in one. Launch your branded banking platform with EU IBAN, prepaid and debit card programmes, Apple Pay and Google Pay — on Codego's licensed, PCI‑DSS certified infrastructure.

Codego Group LTD · Malta · Est. 2012
EUIPO 018922174 · PCI DSS by Adsigo, 2025

Start your programme

Get started today

Fill out the seven-step form and our team will respond within twenty-four hours with a tailored proposal.

Open programme
Direct contact

banking@codegotech.com

For enterprise inquiries, BaaS partnerships and technical integration.

API docs Support
RL
Related at Codego
Other parts of the Codego banking-infrastructure stack
2 pages

Continue
exploring.

A · Card processing

Card processor

Authorisation, settlement and chargeback rails behind POS terminals.

B · BaaS stack

Banking as a Service

Full Codego BaaS rails with POS as merchant-acceptance layer.