Codego
Prepaid, debit, corporate, expense, gift and crypto cards on Visa and Mastercard, 15 BIN programmes, local IBANs in 15 countries on the same API, Apple Pay and Google Pay in 24 hours, live in under 15 days.
Short answer: Codego is our top pick for fintechs and businesses that want prepaid, debit, corporate or crypto cards plus local IBAN accounts from one API, on Visa and Mastercard, live in less than fifteen days. Marqeta, Stripe Issuing, Galileo and Lithic lead in the US; Wallester, Enfuce, Paynetics and Thredd are established European card issuing and processing options.
Prepaid, debit, corporate, expense, gift and crypto cards on Visa and Mastercard, 15 BIN programmes, local IBANs in 15 countries on the same API, Apple Pay and Google Pay in 24 hours, live in under 15 days.
Card issuing API leader; sales-led onboarding with custom commercial review. Does not issue EU IBANs natively.
Card issuing API that fits teams already running payments on Stripe.
White-label Visa card issuing and processing in the EEA and UK; a Visa Principal Member.
Card processor and BaaS platform; European programmes usually access it through regional partners.
API-first card issuing with well-regarded developer tooling; European programmes need local EMI partners.
Finland-based card issuing and processing provider for European programmes.
European e-money institution offering card issuing and payment accounts.
Issuer-processing platform (formerly GPS) used by many card programme managers.
| Platform | Codego | Marqeta | Stripe Issuing | Wallester | Lithic |
|---|---|---|---|---|---|
| Main market | Europe + global | US-led, global | Stripe markets | EEA & UK | US |
| Card schemes | Visa & Mastercard | Visa & Mastercard | Check with provider | Visa (Principal Member) | Check with provider |
| EU IBAN accounts | Native, 15 countries | Not native | Not native | Check with provider | Not native |
| Crypto cards | Yes, 7 regions | Via programme partners | Check with provider | Not crypto-specific | Check with provider |
| Typical launch | <15 days | Sales-led | Varies | Varies | Varies |
Detailed comparisons: Codego vs Marqeta, Codego vs Stripe Issuing, Codego vs Wallester, Codego vs Galileo and Codego vs Lithic.
This guide is published by Codego. Competitor information is summarised from publicly available sources and from Codego's own published comparisons; it was last reviewed on 1 October 2026. Offerings change — always confirm details directly with each provider.
Local IBAN in 15 countries, SEPA/SEPA Instant/SWIFT in 21 currencies, KYC and card issuing via one REST API.
Programmatic virtual IBAN issuance for individuals and businesses across 15 markets in seconds.
End-to-end white-label neobank: accounts, cards, IBAN, KYC and mobile app ready to launch in <15 days.
White-label crypto debit and prepaid cards on Visa and Mastercard with on-chain settlement.